personal-loan-top-up

Loan requirements do not always remain fixed. As expenses change or new priorities arise, the original loan amount may fall short. A personal loan top-up offers a practical way to access additional funds while continuing with your existing loan account. Instead of managing multiple loans, you can extend your current loan amount through a smoother and more organised process. The application remains digital, allowing you to request extra funds with minimal disruption to your ongoing repayment schedule.

Why Choose a Personal Loan Top-Up

• Avoids opening a separate loan account

• Faster review due to existing loan record

• Simplified documentation compared to new loans

• One consolidated repayment structure

• Better visibility of total loan liability

• Suitable for evolving financial requirements

Required Documents

Identity Verification (Any One)

• Aadhaar Card

• PAN Card

• Passport

• Voter ID

• Driving Licence

Address Confirmation (Any One)

• Aadhaar Card

• Passport

• Driving Licence

• Voter ID

• Utility bill (electricity, water, or gas – last 3 months)

• Rental agreement, if applicable

Income Proof

• Recent salary slips or income statement

• Bank statements reflecting income credits (last 3–6 months)

Step 1: Check Top-Up Eligibility

Review whether your existing loan qualifies based on repayment history.

Step 2: Submit Online Request

Fill in personal, income, and current loan details digitally.

Step 3: Upload Required Documents

Share updated income or address documents if requested.

Step 4: Digital Review

Details are verified using available loan records.

Step 5: Receive Top-Up Offer

Approved amount, revised EMI, and tenure details are shared.

Step 6: Disbursal

The approved top-up amount is credited to your bank account