Personal Loan

Everything You Need to Know About Personal Loans with Flexiloan

In today’s fast-paced world, financial flexibility is essential. Personal loans have become a popular financing option for individuals looking to meet immediate or planned financial needs—whether it's consolidating debt, renovating a home, or covering unexpected medical expenses.

With Flexiloan, you can secure a personal loan of up to ₹1 crore with fast disbursal, low interest rates, and no collateral.

Key Features & Benefits:

✅ Minimal Documentation – Hassle-free application process
✅ Competitive Interest Rates – Starting from 10.25% onwards*
✅ Flexible Repayment Tenure – Up to 5 years
✅ Loan Amount – Ranging from ₹40 lakh to ₹1 crore

Documents Required for a Personal Loan with Flexiloan

1. Identity Proof (Any One)

✅ Aadhaar Card
✅ PAN Card
✅ Passport
✅ Voter ID
✅ Driving License

2. Address Proof (Any One)

✅ Aadhaar Card
✅ Utility Bills (Electricity, Water, Gas, etc.) – Not older than 3 months
✅ Passport
✅ Voter ID
✅ Driving License
✅ Rental Agreement (if applicable)

How to Apply for a Personal Loan with Flexiloan – Step-by-Step Guide

Applying for a personal loan with Flexiloan is simple and hassle-free. Follow these steps to get your loan approved quickly:

Step 1: Check Eligibility

✅ Visit the Flexiloan website or mobile app
✅ Use the eligibility calculator to check if you qualify
✅ Ensure you meet the income, employment, and credit score requirements

Step 2: Fill Out the Online Application

✅ Click on "Apply Now"
✅ Enter your basic details, such as:

• Name
• Date of Birth
• Mobile Number
• Employment Type (Salaried / Self-Employed)
• Monthly Income & Expenses
  ✅ Select your desired loan amount and repayment tenure

Step 3: Upload Required Documents

✅ Submit scanned copies of:

• Identity Proof (Aadhaar, PAN, Passport, etc.)
• Address Proof (Utility Bill, Voter ID, Driving License, etc.)
• Income Proof (Salary Slips, ITR, Bank Statements, etc.)
  ✅ Ensure all documents are clear and valid for faster processing

Step 4: Loan Approval & Verification

✅ Once documents are submitted, Flexiloan’s team will verify your details
✅ If required, a representative may contact you for additional information
✅ The lender will conduct a credit check and assess your loan eligibility

Step 5: Loan Offer & Agreement

✅ After verification, you will receive a loan offer with:

• Sanctioned loan amount
• Interest rate
• Repayment tenure & EMI details
  ✅ Review the loan terms and digitally sign the loan agreement

Step 6: Loan Disbursal

✅ Once the agreement is signed, the loan amount is disbursed directly into your bank account
✅ Processing time: Usually within 24-48 hours (varies based on verification)

Why Choose Flexiloan?

✅ 100% Digital Process – No branch visits required
✅ Quick Approval & Fast Disbursal – Money in your account within days
✅ No Collateral Required – Fully unsecured loan
✅ Flexible Repayment – Choose EMI plans as per your budget