Bank of Baroda Details for AURAI, UTTAR PRADESH

Welcome to the detailed overview of the Bank of Baroda branch located in AURAI, UTTAR PRADESH. As one of the leading branches in the region, this bank caters to a diverse clientele, ranging from individuals looking to manage their personal finances to businesses seeking effective banking solutions. The branch is committed to providing a wide range of banking services, ensuring convenience, reliability, and a customer-first approach.

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Bank Of Baroda Details for Aurai,up, Aurai, Uttar Pradesh

Branch Details - Bank of Baroda AURAI,UP

Bank NameBank of Baroda
BranchAURAI,UP
AddressG.T. ROAD,NEAR UNION BANK OF INDIA,AURAI,DIST SANT RAVIDAS NAGAR,AURAI,UTTAR PRADESH 221301.
CityAURAI
StateUTTAR PRADESH
DistrictSANT RAVIDAS NAGAR
ISO 3166 CodeIN-UP
IFSC CodeBARB0AURAIX
MICR Code221012303
SWIFT CodeNot Available
IMPSAvailable
RTGSAvailable
NEFTAvailable
UPIAvailable

Banking Solutions We Offer

  • Account Services: From savings and current accounts to fixed deposits, manage your finances with ease. Specialized options like senior citizen and minor accounts are also available for diverse needs.
  • Loans & Credit: Whether it’s your dream home, business expansion, or a personal need— Bank of Baroda provides flexible loan products including personal, housing, vehicle, and business loans with attractive interest rates.
  • Investments & Wealth Growth: Explore recurring deposits, fixed deposits, and mutual funds with expert guidance. Our financial advisors help you align investments with both short-term and long-term goals.
  • Digital Banking: Stay in control anytime, anywhere. Enjoy safe & seamless online and mobile banking with instant fund transfers, bill payments, account statements, and more—right at your fingertips.


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FAQ - Freqently Asked Questions

A personal loan is a type of unsecured loan that allows individuals to borrow money without providing any collateral. It can be used for a wide range of personal needs such as medical emergencies, home renovation, education, travel, or debt consolidation. The loan is repaid through fixed monthly installments (EMIs) over a predefined tenure, typically ranging from 1 to 5 years.

A personal loan can be used for a variety of purposes, including medical emergencies, wedding expenses, home renovations, travel, education, debt consolidation, or any other personal financial need. Since it’s a flexible loan, you can use the funds at your discretion without needing to specify the purpose to the lender.

Interest rates for instant personal loans typically range from 10% to 24% per annum, depending on the lender, your credit score, income, and loan amount. Reputed banks and NBFCs (Non-Banking Financial Companies) offer competitive rates, especially to applicants with a good credit profile. To get the best deal, it's recommended to compare rates across multiple lenders and check for any associated processing fees or charges.

To apply for an instant personal loan, the following documents are required:

  • PAN Card – Mandatory for identity and credit verification.
  • Identity Proof (any one) – Aadhaar Card, Driving License, Passport, Voter ID, Ration Card, Utility Bills, or Registered Rent Agreement.
  • Bank Statements – Last 6 months’ statements showing income or salary credits.

Additional Documents for Salaried Applicants:

  1. Salary Slips of the Last 3 Months
  2. Signature Proof – PAN Card, Passport, or any government-issued document with signature.

Tip: Make sure all documents are clearly scanned and updated for faster loan approval.

Yes, many banks do offer personal loans to new customers, even if they don’t have an existing account or prior relationship with the bank. However, approval depends on factors such as your credit score, income stability, employment type, and repayment capacity. Some banks may have stricter eligibility criteria or offer limited loan amounts to new customers compared to existing ones.